Lakefront · Cove · Mile 19 · Horseshoe Bend

Lot 4 Harpers Drive

$2,739,450
Video tour
Frontage
Lakefront · Cove
Dock
1 boat slip
Lake mile
Mile 19

A lakefront home on a quiet cove at the 19 mile marker, with six bedrooms and a one-slip dock

  • Lakefront
  • 1 boat slip
  • 6 bedrooms
  • 4½ baths
  • 5,218 sq ft

Listed by eXp Realty LLC (LOBR) · (866) 224-1761

TO BE BUILT Lot 4 Harpers Drive, Osage Beach in Harper’s Cov —an exceptional new-construction lakefront residence where sophisticated design, cove tranquility, and the lifestyle of the Lake of the Ozark’s come together. With 5,218 SF of finished living space across three levels, this impressive 6-bed, 5-bath home pairs substantial scale with thoughtful design, quality finishes, beautiful lakefront views in a protected cove setting. This home features expansive living spaces, walk-in pantry, generous walk-in closets, three-car attached garage, and multiple covered and open outdoor living areas. Take the golf cart or walk to clubhouse, pool and to your 14’ x 40’ boat slip (included) which is right out of your front door. Harper’s Cov places owners within minutes by land and water to some of the lake's highly favored restaurants (Dog Days, Shorty Pants, Red Heads, & 1932 Reserve to name a few) hospital & shopping. This home is more than a new lake home; it is an opportunity to own/invest in a signature residence that brings the best of life on the Lake of the Ozarks directly to you. Act now to secure your future build and begin customizing plans.

On the water

On the water

Frontage
Lakefront · Cove
As the listing records it.
Dock
1-slip dock
Lake mile
Mile 19
Osage arm. A position on the water, measured from Bagnell Dam — not a driving distance. Reading the lake miles

The home

Rooms & spaces

As reported to the MLS by eXp Realty LLC (LOBR). Our team can help you confirm it before you rely on it.

Living area
5,218 sq ft
Three Or More
Bedrooms & baths
6 bed, 4½ baths
Lower level
Partial basement
Garage
3-car garage
Outdoor living
Deck
Covered, Open
Fireplace
2 fireplaces
Two

Systems & condition

What keeps it running

The roof, the heating and cooling, the water: the questions an inspection answers, and the ones worth asking before an offer.

Built
2026
Under Construction
Foundation
Basement
Heating & cooling
Electric
Central Air
Water & sewer
Public
Public Sewer

Specifications

The details

The home
Type
Single Family Residence, Three Story
Built
2026
Living area
5,218 sq ft
Levels
Three Or More
Bedrooms
6
Bathrooms
4½ baths
Lower level
Partial
Garage
3-car garage
Condition
Under Construction
Inside
Features
Fireplace, Pantry, Walk-In Closet(s), Walk-In Shower
Flooring
Luxury Vinyl Plank, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Stove
Fireplace
Two
Outside & lot
Lot
Lake Front
Construction
Lap Siding
Foundation
Basement
Patio & porch
Covered, Deck, Open
Exterior
Concrete Driveway, Deck
Systems & utilities
Heating
Electric, Heat Pump
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Schools & community
School district
Camdenton
Subdivision
Harpers Cov
Community
Clubhouse, Pool
Association
$348 annually
Association covers
Dock Reserve, Road Maintenance, Trash
Amenities
Dock
The listing
Price
$2,739,450
Annual taxes
$1,661 (2025)
Listed
September 21, 2026
Parcel
00808201000000005038000
Directions
HWY 54 West - go right off case rd to first left on Sycamore Valley Dr then right onto Normandy, stay straight on Normandy to Harpers Dr the right to Lot 4
MLS number
3589449

Around here

Osage Beach

Town
Osage Beach
County
Camden County
Subdivision
Harpers Cov
School district
Camdenton
Directions
Around here

Cost of ownership

Taxes, dues & your payment

Property taxes
$1,661/yr
Association
$348 annually

The loan, the down payment and the insurance all change the payment, and lake homes often carry their own costs — a dock, a seawall, flood coverage. Try the calculator, or ask our team.

See this home

Let's get you through the door

Not at the lake yet? Start with a live video tour: a member of our team walks the home with you on a video call and shows you whatever you ask to see — the rooms, the view, the shoreline and the dock.

Already here, or planning a weekend at the lake? We'll arrange a private showing at a time that suits you.

Watch the video tour

Or call us at (573) 855-4254.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of eXp Realty LLC (LOBR), (866) 224-1761.

MLS# 3589449

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Nov 11, 2026, 1:01 PM CST