Single-family home · Camden County

197 Ridgewood Drive

$795,000
Video tour

A five-bedroom home in Four Seasons, with a two-car garage

  • 5 bedrooms
  • 4½ baths
  • 2,432 sq ft
  • 0.39 acres

Listed by Keller Williams L.O. Realty · (573) 348-9898

Welcome to lakefront living in the prestigious Four Seasons community at the 11 Mile Marker of the Lake of the Ozarks! This spacious 5-bedroom, 4.5-bath home offers the perfect blend of comfort, entertaining space, and an unbeatable location by both land and water. Designed for family and guests, the home features two separate living areas, providing plenty of room to gather or spread out. Enjoy stunning lake views from the expansive double decks. The property includes a 2-car garage and a private dock with two slips (12' x 30' and 10' x 24') as well as 2 lifts (10,000# & 6,000#), making it ideal for boating enthusiasts and accommodating multiple watercraft. Conveniently located near parks, schools, shopping, restaurants, and the iconic Bagnell Dam Strip, you'll enjoy easy access to everything the Lake of the Ozarks has to offer while still experiencing the privacy and amenities of the Four Seasons community. Call for a private showing today!

Horseshoe Bend

On the water

Frontage
Lakefront · Cove
As the listing records it.
Dock
2-slip dock
Boat Hoist 1, Boat Hoist 2, Diving Board, Dock Covered
Lake mile
Mile 11
Osage arm. A position on the water, measured from Bagnell Dam — not a driving distance. Reading the lake miles
Price per square foot
$327
Asking. Houses in Horseshoe Bend sold at a median of $241 in the last 12 months — this one is 36% above that. Lake location and frontage account for much of the difference between homes.
Horseshoe Bend median sale
$510,000
150 house sales in the last 12 months, a median of 25 days on the market. The market report

The home

Rooms & spaces

As reported to the MLS by Keller Williams L.O. Realty. Our team can help you confirm it before you rely on it.

Living area
2,432 sq ft
One and One Half
Bedrooms & baths
5 bed, 4½ baths
Lower level
Full basement
finished, walk-out access
Garage
2-car garage
Outdoor living
Deck
Covered
Lot
0.39 acres
Lake Front

Systems & condition

What keeps it running

The roof, the heating and cooling, the water: the questions an inspection answers, and the ones worth asking before an offer.

Built
1995
Foundation
Basement
Heating & cooling
Electric
Central Air
Water & sewer
Public
Aerobic Septic

Specifications

The details

The home
Type
Single Family Residence, One and One Half Story
Built
1995
Living area
2,432 sq ft
Levels
One and One Half
Bedrooms
5
Bathrooms
4½ baths
Lower level
Full, Finished, Walk-Out Access
Garage
2-car garage
Inside
Features
Wet Bar
Flooring
Tile
Appliances
Dryer, Dishwasher, Disposal, Range, Refrigerator, Stove, Washer
Fireplace
One
Windows
Storm Window(s)
Outside & lot
Lot size
0.39 acres
Lot
Lake Front, Views
Construction
Brick, Fiber Cement
Foundation
Basement, Poured
Patio & porch
Covered, Deck
Exterior
Boat Ramp, Concrete Driveway, Deck, Playground
Systems & utilities
Heating
Electric, Forced Air, Heat Pump
Cooling
Central Air, Attic Fan
Water
Public
Sewer
Aerobic Septic
Schools & community
School district
School Of The Osage
Subdivision
Palisades Point #4
Community
Boat Facilities, Clubhouse, Playground, Pool, Community Pool, Pickleball
Association
$897 annually
Association covers
Road Maintenance, Water, Sewer
The listing
Price
$795,000
Annual taxes
$3,050 (2025)
Listed
October 1, 2026
Days on market
8
Parcel
01903200000009033000
Directions
HH turn left on Ridgewood, stay straight on Ridgewood to 2nd home on right, 197 Ridgewood.
MLS number
3589371

Around here

Four Seasons

Town
Four Seasons
County
Camden County
Subdivision
Palisades Point #4
School district
School Of The Osage
Around here

Cost of ownership

Taxes, dues & your payment

Property taxes
$3,050/yr
Association
$897 annually

The loan, the down payment and the insurance all change the payment, and lake homes often carry their own costs — a dock, a seawall, flood coverage. Try the calculator, or ask our team.

See this home

Let's get you through the door

Not at the lake yet? Start with a live video tour: a member of our team walks the home with you on a video call and shows you whatever you ask to see — the rooms, the view, the shoreline and the dock.

Already here, or planning a weekend at the lake? We'll arrange a private showing at a time that suits you.

Watch the video tour

Or call us at (573) 855-4254.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of Keller Williams L.O. Realty, (573) 348-9898.

MLS# 3589371

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Nov 7, 2026, 11:55 PM CST