Single-family home · Camden County

855 Ginger Road

$589,000
Video tour

A three-bedroom home in Lake Ozark

  • 3 bedrooms
  • 2 baths
  • 1,308 sq ft
  • 0.14 acres

Listed by EXP Realty, LLC · (866) 224-1761

Deep water, beautiful updates, and a lakefront setting that delivers! Tucked into a peaceful, deep-water cove, this beautifully renovated lakefront retreat combines modern comfort with everything that makes life at the Lake so special. Fresh finishes and thoughtful improvements throughout create an inviting, move-in-ready escape, while the waterfront setup is equally impressive! Enjoy your own private dock featuring 10x28 and 10x22 slips, a newly installed PWC lift, and room for a larger dock in the future. Recent shoreline improvements include new riprap, seawall, and lakeside retaining wall, plus a roof replaced just two years ago. After a day on the water, unwind in the outdoor sauna or simply enjoy the quiet cove atmosphere. Conveniently located just minutes from popular waterfront dining, shopping, and entertainment, you're never far from the action! Located in Lake Ozark with vacation rentals permitted, this property offers the added appeal of income potential. A refreshed lakefront getaway with the location, amenities, and flexibility to enjoy it your way! Looking for a boat? This one is FOR SALE!

Horseshoe Bend

On the water

Frontage
Lakefront · Cove
As the listing records it.
Dock
2-slip dock
Lake mile
Mile 3
Osage arm. A position on the water, measured from Bagnell Dam — not a driving distance. Reading the lake miles
Price per square foot
$450
Asking. Houses in Horseshoe Bend sold at a median of $241 in the last 12 months — this one is 87% above that. Lake location and frontage account for much of the difference between homes.
Horseshoe Bend median sale
$510,000
150 house sales in the last 12 months, a median of 25 days on the market. The market report

The home

Rooms & spaces

As reported to the MLS by EXP Realty, LLC. Our team can help you confirm it before you rely on it.

Living area
1,308 sq ft
Two, Multi/Split
Bedrooms & baths
3 bed, 2 baths
Outdoor living
Deck
Open
Lot
0.14 acres
Lake Front
Fireplace
Fireplace
Electric

Systems & condition

What keeps it running

The roof, the heating and cooling, the water: the questions an inspection answers, and the ones worth asking before an offer.

Built
1984
Updated/Remodeled
Roof
Architectural
Shingle
Foundation
Poured
Heating & cooling
Electric
Central Air
Water & sewer
Shared Well
Aerobic Septic

Specifications

The details

The home
Type
Single Family Residence, Two Story, Split Level
Built
1984
Living area
1,308 sq ft
Levels
Two, Multi/Split
Bedrooms
3
Bathrooms
2 baths
Condition
Updated/Remodeled
Inside
Features
Built-in Features, Custom Cabinets, Furnished, Fireplace, Vaulted Ceiling(s), Walk-In Shower
Flooring
Laminate
Appliances
Built-In Oven, Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stove, Washer
Fireplace
Electric, One
Outside & lot
Lot size
0.14 acres
Lot
Lake Front, Sloped, Views
Construction
Stone, Stucco, Vinyl Siding
Roof
Architectural, Shingle
Foundation
Poured
Patio & porch
Deck, Open
Exterior
Concrete Driveway, Deck
Systems & utilities
Heating
Electric, Forced Air
Cooling
Central Air
Water
Shared Well
Sewer
Aerobic Septic
Schools & community
School district
School Of The Osage
Subdivision
Horseshoe Bend # 7
The listing
Price
$589,000
Annual taxes
$1,066 (2025)
Listed
November 6, 2026
Parcel
01602300000002030001
Directions
HH to Carol, left on Ginger to home on left. Shared driveway
MLS number
3591274

Around here

Lake Ozark

Town
Lake Ozark
County
Camden County
Subdivision
Horseshoe Bend # 7
School district
School Of The Osage
Around here

Cost of ownership

Taxes, dues & your payment

Property taxes
$1,066/yr

The loan, the down payment and the insurance all change the payment, and lake homes often carry their own costs — a dock, a seawall, flood coverage. Try the calculator, or ask our team.

See this home

Let's get you through the door

Not at the lake yet? Start with a live video tour: a member of our team walks the home with you on a video call and shows you whatever you ask to see — the rooms, the view, the shoreline and the dock.

Already here, or planning a weekend at the lake? We'll arrange a private showing at a time that suits you.

Watch the video tour

Or call us at (573) 855-4254.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of EXP Realty, LLC, (866) 224-1761.

MLS# 3591274

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Nov 7, 2026, 11:40 PM CST