Lakefront · Cove · Mile 19 · Horseshoe Bend

520 Blue Water Bay Drive

$1,999,000
Video tour
Frontage
Lakefront · Cove
Dock
2 boat slips
Lake mile
Mile 19
View
Main channel

A lakefront home on a quiet cove at the 19 mile marker, with six bedrooms and a two-slip dock

  • Lakefront
  • 2 boat slips
  • 6 bedrooms
  • 4 baths
  • 5,640 sq ft

Listed by Lake Homes Realty, LLC · (866) 525-3466

A rare Lake of the Ozarks opportunity…nearly 6,000 sq ft of beautifully finished, two-year-old construction on 3 private wooded acres with 125 feet of lakefront and sweeping views down the cove to the main channel. Designed for large gatherings, this exceptional property offers multiple living and entertaining areas, a chef’s kitchen with sueded granite, pot filler and custom Mennonite hickory cabinetry, plus a dramatic wall of windows and floating cedar staircase. Zoned for short-term rental and capable of accommodating large groups, it also provides parking for 10+ vehicles, an enormous garage/shop and a 30x60 RV garage with 16-foot ceiling, 50-amp service and dump station. Follow the gently graded cart path to the seasonal-water shoreline and private dock area. Upgrade to the dock of your choice. Need deep water for a larger boat? A marina in the cove (Harbor 19) offers large slips for lease. Engineered septic, tankless gas water heater, hail-rated metal roof, 2x6 construction and high-quality finishes throughout. Furniture and accessories available separately for additional consideration. A distinctive private estate, family compound or luxury vacation-rental investment.

On the water

On the water

Frontage
Lakefront · Cove
As the listing records it.
Dock
2-slip dock
Boat Hoist 2, Electric, Fish Cleaning Station, Swim Pltfrm Attached
Lake mile
Mile 19
Osage arm. A position on the water, measured from Bagnell Dam — not a driving distance. Reading the lake miles
The view
Main channel
As the listing names it.
By the water
Spa

The home

Rooms & spaces

As reported to the MLS by Lake Homes Realty, LLC. Our team can help you confirm it before you rely on it.

Living area
5,640 sq ft
Two
Bedrooms & baths
6 bed, 4 baths
Garage
4-car garage
Outdoor living
Deck
Patio, Porch
Lot
3.02 acres
Acreage
Fireplace
Fireplace
One

Systems & condition

What keeps it running

The roof, the heating and cooling, the water: the questions an inspection answers, and the ones worth asking before an offer.

Built
2024
Roof
Metal
Foundation
Slab
Heating & cooling
Electric
Central Air
Water & sewer
Private
Aerobic Septic

Specifications

The details

The home
Type
Single Family Residence, Two Story
Built
2024
Living area
5,640 sq ft
Levels
Two
Bedrooms
6
Bathrooms
4 baths
Garage
4-car garage
Inside
Features
Attic, Bidet, Built-in Features, Custom Cabinets, Furnished, Fireplace, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Shower
Flooring
Hardwood, Laminate, Tile
Appliances
Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener Owned, Separate Ice Machine, Stove, Trash Compactor, Wine Cooler, Washer
Fireplace
One, Gas
Outside & lot
Lot size
3.02 acres
Lot
Acreage, Near Golf Course, Gentle Sloping, Lake Front, Open Lot, Views, Wooded
Construction
Metal Siding
Roof
Metal
Foundation
Slab
Patio & porch
Covered, Deck, Patio, Porch
Exterior
Concrete Driveway, Covered Patio, Deck, Hot Tub/Spa, Porch, Patio, Storage, Workshop
Systems & utilities
Heating
Electric, Forced Air
Cooling
Central Air
Water
Private, Well
Sewer
Aerobic Septic
Utilities
High Speed Internet Available
Schools & community
School district
Camdenton
Subdivision
Shawnee Bend No. 5
The listing
Price
$1,999,000
Annual taxes
$4,565 (2025)
Listed
October 17, 2026
Days on market
14
Possession
Close Of Escrow
Disclosures
Owner Is Listing Agent
Parcel
08100220000003001001
Directions
MM to Shawnee Bend Rd. Right on Blue Water Bay Dr. to 520...drive is just past neighbors RV garage.
MLS number
3590869

Around here

Sunrise Beach

Town
Sunrise Beach
County
Camden County
Subdivision
Shawnee Bend No. 5
School district
Camdenton
Directions
Around here

Cost of ownership

Taxes, dues & your payment

Property taxes
$4,565/yr

The loan, the down payment and the insurance all change the payment, and lake homes often carry their own costs — a dock, a seawall, flood coverage. Try the calculator, or ask our team.

See this home

Let's get you through the door

Not at the lake yet? Start with a live video tour: a member of our team walks the home with you on a video call and shows you whatever you ask to see — the rooms, the view, the shoreline and the dock.

Already here, or planning a weekend at the lake? We'll arrange a private showing at a time that suits you.

Watch the video tour

Or call us at (573) 855-4254.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of Lake Homes Realty, LLC, (866) 525-3466.

MLS# 3590869

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Nov 11, 2026, 1:16 PM CST